The Structured Market Certificates (CBE) are investment instruments whose yield is bound to other assets such as Market Indexes, Exchange rates and Interest rates. CBE reduce or eliminating risk of lost of captal and offer the opportunity to obtain superior yields to those of the Debt Market (Fixed Income), as well as allowing the investor to determine the percentage of the capital he wants to protect.

Through the CBE the investors can participate in markets in which until today they did not, since they can assure the preservation of their capital.

• To offer yields superior to the ones of the Fixed Rent Market.
• To offer the investors debt financial products bound to diverse subjacent (Currencies, Indexes, Interests Rates, Shares, etc.).
• To diversify the exposition to risk when investing in instruments related with subjacent different to Financial Markets.
• To grant the clientele the option to invest with the flexibility of having total or partially protected capital.
• To make decisions considering the subjacent prices behavior expectations in the Financial Markets.

• Instruments listed in the Mexican Stock Market (BMV).
• Program rated FI by Fitch México, S.A. de C.V., with the possibility of getting a second rating for specific issues.
• Valuated by Authorized Prices Suppliers.
• The yielding depends on the level or price of the subjacent during the life or at the end of the CBE term.
• The CBE’s yielding is sold out or by coupons.
• Minimal amount per Issuing 100 million pesos.
• Minimal Investment amount 1 million pesos.
• Investment multiple 100 thousand pesos.
• Terms from 28 days up to 364 days.
• Secondary Market.

Finamex implemented this alternative to efficiently manage the choice between yielding and risk all the investors face. Actually integrated by:

1. The investment of most of the CBE’s resources in Debt Instruments (Fixed Rent) of great credit quality that assure the total or partial percentage of the desired protected capital.
2. The investment of a low percentage of the CBE in innovative derived products that generate the possibility to obtain bigger yields, when creating combinations that grant high protection levels of the capital, inclusive up to 100%, with interesting yield profiles, bound to the performance of the Exchange Rate Markets , Market Indexes or of Interest Rates.